SPONSOR: UP 365 Limited Company is the Sponsor of the $1,000 Investing Contest. Apple, is in no way, involved with or legally tied to, the $1,000 Investing Contest, nor is Apple a sponsor of the $1,000 Investing Contest.


ELIGIBILITY: Open only to legal residents of the 50 United States and the District of Columbia who are 18 years of age or older, and a registered user of the UP 365 mobile app, at the time of the announcement of the winner(s) and throughout the contest period. Only one entry per registered user is permitted, regardless of the number of accounts you may hold. Void where prohibited.

$1,000 INVESTING CONTEST PERIOD: The contest(s) start date(s) will be shown by the countdown timer on the introduction screen of the $1,000 Investing Contest(s). The contest will end 1 full year after the start date. The contest(s) may be extended by the appropriate number of days if the contest(s) ends on a day in which the Stock Market is closed.

TO ENTER: The only method of entering the $1,000 Investing contest is to download the UP 365 mobile app, become a registered user, and register for the contest. Entrants may not enter with multiple email addresses, phone numbers, user accounts, or devices. Any entrant who attempts to enter with multiple email addresses, phone numbers, accounts, or devices will be disqualified and forfeits any and all prizes won, in Sponsor’s sole discretion. By participating, entrants agree to abide by and be bound by these Official Rules and the Sponsor’s decisions.

WINNING AND ODDS OF WINNING: The odds of winning the $1,000 Investing Contest(s) is one in however many users register for the contest, while remaining registered throughout the contest. Registrants will be able to see the total number of registered users in the “Leaderboard” tab of the contest(s). Each contestant will start off with $1,000,000 in virtual (fake) currency, with which they will be allowed to purchase up to 5 different stocks on paper ("paper trading"). Neither the $1,000,000 in virtual currency or the stocks purchased on paper have real-world redeemable value. The prices of the stocks will reflect their current market prices, though the trades may not execute at the real-time "bid" and "ask" quotes. The contestant with the highest portfolio value, when the contest ends, will win $1,000 USD in cash, which will be paid out via PayPal. If there are multiple winners of the contest, they will each split the $1,000 cash prize. In order to reduce the outcome of ties, the winner of the contest will be chosen based on two criteria: highest dollar amount of the portfolio at the end of the contest and percentage gained at the end of the contest. The user who has the highest portfolio value (in USD) at the end of the contest will win. If there is a tie in terms of portfolio value, then percentage gained, in conjunction with portfolio value, will be the deciding factor of who will be the winner of the contest. If there is still a tie after both of these factors are considered, then the winners will split the $1,000 prize. 

PRIZE: Total value of the grand prize is $1,000 (USD). All costs and expenses (including taxes) associated with the cash prize acceptance and use are the sole responsibility of the winner(s). The winner(s) will have to report the earnings to the IRS on the 1099 form.

WINNER NOTIFICATION: Potential winners may be subject to verification of eligibility and compliance with the terms of these Official Rules, including verification of age. Each winner will be contacted by the email address or phone number they provided in their user account. Leaders will also be shown on the leaderboard of the $1,000 Investing Contest(s). The Sponsor will send the $1,000 prize, within 7 days, to the winner(s) via the PayPal contact information that the winners have provided. The Sponsor is not responsible for winner(s) not receiving the cash prize due to inaccurate information provided by the winner(s). A prize will be forfeited and an alternative winner may be contacted if: (1) the cash prize is return as undelivered and the winner(s) does not respond, within 48 hours, to the Sponsor’s notification (via email or phone) of the undelivered prize; or (2) the potential winner(s) are found to be ineligible or not in compliance with these Official Rules. Sponsor will not be obligated to select more than 3 alternate potential winners after an initial prize forfeiture. Releasees are not responsible for any change of email addresses and/or telephone numbers of entrants. 

GENERAL CONDITIONS: INTERNET CAUTION: ANY ATTEMPT BY AN INDIVIDUAL TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE $1,000 INVESTING CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEY’S FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW INCLUDING CRIMINAL PROSECUTION. If the $1,000 Investing Contest (or any portion thereof) is not capable of running as planned for any reason, including without limitation, due to infection by virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the $1,000 Investing Contest, Sponsor reserves the right, at its sole discretion, to disqualify any individual(s) responsible or who tamper with the entry process (and void all associated entries), and to cancel, modify, or terminate the $1,000 Investing Contest(s) (or any promotion thereof). In the event that an entry is confirmed to have been erroneously deleted, lost or destroyed, entrant’s sole remedy shall be another entry into the $1,000 Investing Contest.

LIMITATIONS OF LIABILITY AND RELEASE: No liability or responsibility is assumed by Sponsor or $1,000 Investing Contest(s) Parties (collectively, “Releasees”) resulting from user’s participation in, attempt to participate in, or download of any information in connection with participating in the $1,000 Investing Contest. No responsibility or liability is assumed by Releasees for technical problems or technical malfunction, including, without limitation, those arising in connection with any of the following occurrences that may affect the operation of the $1,000 Investing Contest: hardware or software errors; network, electronic, wireless, internet connectivity, or other online communication problems; errors or limitations of any Internet service providers, servers, hosts, or providers; garbled, jumbled, or faulty data transmissions; failure of any email transmissions to be sent to or received; lost, late, delayed, or intercepted email transmissions; inaccessibility of the UP 365 mobile app in whole or in part for any reason; traffic congestion on the Internet or the UP 365 mobile app; unauthorized human or non-human intervention in the operation of the $1,000 Investing Contest, including without limitation, unauthorized tampering, hacking, theft, virus, bug, worm, or destruction of any aspect of the $1,000 Investing Contest. Releasees are not responsible for other errors or difficulties of any kind, whether human, mechanical, electronic, network, typographical, printing or otherwise, relating to or in connection with the $1,000 Investing Contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the $1,000 Investing Contest, the processing of entries, the announcement of the prizes or in any $1,000 Investing Contest-related materials. Use of the UP 365 mobile is at user’s own risk. Releasees are not responsible for any personal injury or property damage or any other losses of any kind that may be sustained to user’s or any other person’s mobile phone resulting from participation in the $1,000 Investing Contest or use of the UP 365 mobile app, or any other loss related to user’s participation in the $1,000 Investing Contest or receipt of any prize. As a condition of entering, entrants agree to release Releasees from any and all liability, loss, or damage incurred with respect to entrant’s participation in the $1,000 Investing Contest and the awarding, receipt, possession, and/or use or misuse of any prize.

GOVERNING LAW & JURISDICTION/ARBITRATION: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of the Sponsor in connection with the $1,000 Investing Contest, shall be governed by, and construed in accordance with, the laws of the State of Georgia, without giving effect to any choice of law or conflict of law rules thereof. By entering, you consent to the exclusive jurisdiction and venue of the federal, state, and local courts location in DeKalb County, Georgia for the resolution of all disputes. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. If any provision of these Official Rules is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced.